letter+to+obama

President Obama, We both know that we are in a time of change. For now on, every financial decision will be made carefully so that every last penny goes to proper use. In the category of aid in Africa, the most effective way to use our money seems to be through microloan organizations. Giving money to the countries government has not worked effectively because of the widespread corruption throughout governments in Africa. Through microloans we can pinpoint where we want to give the money . Also, microloans are set up in a way that makes it manageable to pay back the loans. Microloans work by giving someone the money they need to really start their business off. A small chunk of money is used to create an everlasting income, which this person can use to pay back the lender. Organizations such as Oxfam, APMAS, CARE, and Opportunity International are highly successful microloan foundations that have made permanent improvements in peoples lives, which is the goal of these companies. Microloans are the most feasible way to effectively improve the lives of Africans. 